Virtacci - Joy

Lamac, Consolacion, Cebu, Region VII (Central Visayas)

Project
Php 19,850 / mo
Php 3,569,500 (TCP)

BEDROOMS

3

BATHROOMS

2

LOT AREA

70 sqm

FLOOR AREA

67 sqm

DESCRIPTION

Name of Subdivision: Virtacci Joy Model
Location: Lamac, Consolacion, Cebu

Virtacci is a pocket-sized subdivision, limited to only 40 home-owners. In Virtacci, one can admire the mountain views and mountain breeze and have an Escape from the Busy City Life. Yet Virtacci is not far from the city. Only 1.8km brings one to SM Consolacion and the Highway making your private abode accessible to the city.
Landmarks/Accessibility:
-5 minutes going to Lamac Brgy. Hall
-6 minutes going to Lamac Elementary School
-9 minutes going to Mendero Medical Center
-10 minutes going to SM Consolacion

Transportation Details:
-Tricycle/Motorcycle “HabAl-Habal” from the subdivision going to National Hi-way
-PUJ (Public Utility Jeep) going to Malls, Hospitals and Schools

Payment Financing Scheme

Sample Computation
Total Contract Price(TCP) : Php 3,569,500
1.) Reservation Fee (RF) : Php 30,000(deductible from the equity)
2.) Equity/Downpayment(DP) : Php 683,900
OPTION 1: Spot Cash - Move in Agad
100?sh (inclusive reservation,less 10% Discount) : Php 3,212,550
OPTION 2: Spot Down - Move in Agad
20% DP(exclusive reservation,less 10% discount on equity): Php 615,510
OPTION 3: Move in 12 months
10% DP (excl reservation, 5% disc on downpayment): Php 324,853
10?l for 12 months; Php 28,496
OPTION 4: Move in 18 months
20% Equity for 18 months: Php 37,994
3.) Loanable Amount: Php 2,885,600

Estimated Bank Loan Computation
* 20 years @ Php 19,850/month
* 15 years @ Php 23,578/month
* 10 years @ Php 31,316/month
* 5 years @ Php 55,118/month

PROPERTY DETAILS/FEATURES
  • Lot Area : 70sq.m (up)
  • Floor Area : 67sq.m (expandable)
  • 3 Bedrooms
  • 2 Toilet And Bath
  • Living Area
  • Dining Area
  • Kicthen Area
  • Service Area
  • Carport
  • Flooring: Ceramic Tiles
  • Interior Wall & Ceiling: Dry Wall Partitioning Using Metal Studs And Hardiflex Board Painted Using Boysen
  • Exterior Walls: Painted Using Boysen
  • Comfort Rooms: Ceramic Tiles For Walls & Floors, Fixtures Using Hcgbrands
  • Doors: Flush Doors
  • Windows: Steel Casement (front), Jalousie (back)
  • Roofing: Pre-painted Colored Roof (long Span)
  • Kitchen Counter: Ceramic Tiles, Stainless Single Tub Kitchen Sink
AMENITIES
  • Elegant Entrance With Guard House
  • Concrete Roads With Street Signage
  • Streetlights
  • Concreted Perimeter Fence
  • Centralized Water Distribution System
  • Waste Water Treatment Facility (wtf)
  • Underground Drainage System
OTHER INFO

-Reservation Deposit is non-refundable and non transferable
-Spot cash discount of 5% of Selling Price (process, misc, excess lot and corner premium not included)
-Spot down payment discount of 2.5% of equity Price (process, misc, excess lot and corner premium not included)
-Additional Php 12,000/sqm for excess lots
-Additional Php 20,000 for corner lots, end units to be applied as part of processing and misc.